The Lazy Lifeguard.

I used an HDRI for the beach scene, one that supports depth of field. I wasn't extremely happy with how it worked out in parts of the image but it's the one thing that let me have a beach background for the camera angle I wanted. The main characters are a G8F and G3M character.

The background characters are from Riversoft Art's Now-Crowd line of billboard characters called Beach Life. I sent them to the background where they would get blurred by the DOF to try and hide their actual 2Dness of being a billboard.